Legal & Privacy

1. Privacy Policy

Personal Money Management is committed to protecting your privacy and complying with the UK GDPR and Data Protection Act 2018.

Information We Collect

We collect name, contact details, and basic financial information you provide through forms or calculators. We also collect anonymous usage data to improve the site.

How We Use Your Information

• To respond to your request for a callback or further information.
• For legitimate follow-up (usually one or two contact attempts if you request a call).
• To improve our website and services.
We will not contact you for marketing purposes unless you explicitly agree.

Lawful Basis

We rely on Legitimate Interest and Consent (where you request a call).

Your GDPR Rights

You have the right to access, correct, delete your data, object to processing, or withdraw consent at any time. Contact us to exercise these rights.

Data Retention

We keep your data only as long as necessary to respond to your enquiry.

2. Terms of Use

By using this website you agree to these terms.

Use of Calculators

The calculators are for illustration purposes only. They do not constitute financial advice. You should not rely on them for making financial decisions.

Introducer Only

Personal Money Management is an Introducer, not a broker or lender. We do not provide regulated advice.

Liability

We are not liable for any loss or damage arising from your use of this site or the calculators.

Intellectual Property

All content is owned by Personal Money Management. You may not copy or reuse it without permission.

3. Cookie Policy

We use cookies to improve your experience and analyse site usage.

Essential Cookies

These are necessary for the site to function (e.g. remembering calculator inputs).

Analytics Cookies

We use Google Analytics to understand how visitors use the site.

Managing Cookies

You can manage or disable cookies through your browser settings. Note that disabling some cookies may affect site functionality.